Built for Bajaj EMI retailers in Kerala

Stop losing money to bad Bajaj EMI sales.

Replace your paper diary with Balal Finance to track Bajaj sales, identify high-risk customers, and never miss a collection.

No credit card required ยท 14-day free trial

AJ

Ajmal Khan

Kochi, Kerala

Safe

Latest EMI Sale

I Phone 16 Pro

IMEI: 867323...6472

Rs21,999

Bajaj EMI

Tenure

12 mo

Down Pay

Rs2,000

Status

Active

Payment Balance

+Rs500

2 of 5 repaid

Alert

Fraud Alert

0 flagged

Features

Everything your shop needs

Purpose-built for Bajaj EMI retailers โ€” not a generic app that you have to bend to your workflow.

Customer Profiles

Store Aadhaar, up to 4 contact numbers, a photo, and a risk level for every customer โ€” one profile, complete history.

Risk Flags

5-level color-coded risk system from Safe ๐ŸŸข to Danger ๐Ÿ”ด. Know the risk at a glance before approving any sale.

EMI Sale Records

Full Bajaj Finance details per sale โ€” product, IMEI, tenure, down payment, and more โ€” all in one record.

Payment Tracker

Record when you pay a customer's EMI upfront and track step-by-step when they repay you. Never lose a rupee.

Multiple Shops

Manage all your branches from a single account. Switch between shops instantly without logging in and out.

Fraud Prevention

Spot repeat offenders across all your shops instantly. Cross-shop risk data means you're never caught off guard.

Pricing

Simple, Professional Pricing

Stop losing money to bad EMI sales. Switch from paper to Balal Finance today.

Monthly Plan

Flexible, pay-as-you-go access.

โ‚น399 / month

  • 1-Click WhatsApp Reminders
  • Unlimited Customer Ledger
  • Live Cross-Shop Fraud Alerts
  • 5-Level Color-Coded Risk Flags
  • Secure Aadhaar storage
  • 4 Emergency Contacts per Customer
  • Full IMEI & Sale Tracking
  • Multi-Shop Management
  • Cloud Backup & Photo Uploads
Start 14-Day Free Trial

No credit card required.

Yearly Plan

2 Months Free โ€” Our most popular plan.

Best Value

โ‚น3,999 / year

  • 1-Click WhatsApp Reminders
  • Unlimited Customer Ledger
  • Live Cross-Shop Fraud Alerts
  • 5-Level Color-Coded Risk Flags
  • Secure Aadhaar storage
  • 4 Emergency Contacts per Customer
  • Full IMEI & Sale Tracking
  • Multi-Shop Management
  • Cloud Backup & Photo Uploads
Start 14-Day Free Trial

Save โ‚น789 compared to monthly.

Testimonials

Retailers love Balal Finance

Shop owners across Kerala are replacing paper diaries with Balal Finance.

โ€œBefore Balal Finance, I used to keep all my EMI sales in a diary. I lost track of who owed me what. Now everything is in one place and I can check any customer's history in seconds.โ€

FB

Faisal Babu

Izone, Kondotty

โ€œThe risk badge system is a game changer. I had a customer who defaulted at my brother's shop โ€” Balal flagged him as High Risk when he came to mine. Saved me from a big mistake.โ€

AS

Anvar Sadiq

Star Mobile World, Kozhikode

โ€œThe Payment tracker is exactly what I needed. I used to forget how much extra I paid for customers' EMIs and then struggle to collect. Now I just open the app and it's all there.โ€

jj

Joyel Joseph

City Mobile, Thrissur

Get started today

Ready to take control of your EMI sales?

Join mobile retailers across Kerala who have switched from paper diaries to Balal Finance. Your first 14 days are on us.

No credit card required ยท Cancel anytime ยท 14-day free trial